In a small bowl, whisk together flour, sugar, baking powder, and salt; set aside. In a medium bowl, whisk together milk, butter (or oil), and egg. Add dry ingredients to milk mixture; whisk until just moistened (do not overmix; a few small lumps are fine).

Top with any of the following:

• Butter
• Syrup
• Powdered Sugar
• Fruit
• Whipped Cream