Need Affordable Health Coverage?

Female doctor.

Enrollment for Covered California health coverage for 2015 closed April 30, 2015. Enrollment for 2016 coverage will begin this fall.  
 
Enrollment counselors are available to help you. Call (650) 616-2002 for free, confidential, in-person application help; make an appointment to talk to a local specialist; and find more information on enrollment times and locations in English, Spanish, Chinese, and Tagalog.
 

Insurance keeps you healthy and financially covered when you need it most. You may qualify for financial help! If you earn up to $46,680 annually or if your family of four earns up to $95,400 annually.

Visit www.smcgov.org/HealthCoverage for more information about enrolling in health coverage in San Mateo County.
 
You can apply online or on the phone:
 
In-Person Enrollment Locations in San Mateo County
 
North County
Human Services Agency 
271 92nd St., Daly City
M-F 8:30am–5pm
(650) 301-8400
Spanish, English
 
Daly City Clinic 
380 90th St., Daly City
M-F 8:30am–5pm
(650) 616-2002
Cantonese, Mandarin, Spanish, English
 
Healthways
901 Campus Dr., St. 209, Daly City
M, W, Th, F 10am-4pm; Tues 10am-3pm
(650) 746-3316
Tagalog, English
 
Human Services Agency 
1487 Huntington Ave.
M-F 8:30am–5pm
(650) 877-5608
Spanish, English
 
South SF Clinic
306 Spruce St., South San Francisco
M-F 8:30am – 5pm
(650) 616-2002
Spanish, English
 
YMCA Community Resource Center
1486 Huntington Ave., 1st Fl., South San Francisco
By Appointment Only: M, T, Th, F 8-11am, 1-4pm; W 1-4pm
Drop in: Wed 8am-12pm
(650) 276-4101
Spanish, English
Central County
 
Human Services Agency 
400 Harbor Blvd., Bldg. B, Belmont
M-F 8am–5pm
(650) 802-6470
Spanish, English
 
San Mateo Medical Center
222 West 39th Ave., West Entrance, 1st Fl., San Mateo
M-F 8:00am-4:30pm
 
South County
 
Human Services Agency 
2415 University Avenue, East Palo Alto
M-F 8am-5pm
(650) 363-4218
Spanish, English
 
Ravenswood Family Health Center
1807 Bay Road, East Palo Alto
M,W, Th 8:30am-3:30pm; Tues 1-3:30pm; Sat 8:30am-12:30pm
(650) 330-7416
Spanish, Tongan, English
 
Human Services Agency 
2500 Middlefield Road, Redwood City
M-F 8am-5pm
(650) 616-2002
Spanish, English
 
Hoover School
701 Charter Street, Redwood City
M 8:30am-4:30pm
(650) 482-5925
Spanish, English
 
Kennedy Middle School
2521 Goodwin Ave, Redwood City
Tues 8:30am-4:30pm
(650) 482-2110
Spanish, English
 
Fair Oaks School
2950 Fair Oaks Ave, Redwood City
W 8:30am-12:30pm
(650) 482-5926
Spanish, English
 
Garfield School
3600 Middlefield Rd, Menlo Park
W 1:30pm-4:30pm
(650) 369-3759
Spanish, English
 
Taft School
903 10th Ave, Redwood City
F 8:30am-4:30pm
(650) 569-3868
Spanish, English
Coastside
 
Cabrillo School District
498 Kelly Ave., Half Moon Bay
M 8am-12pm, 4-6pm; T 10:30am-12:30pm, 4-6pm; W 8am-12pm, 4-6pm; Th 11am-6pm; F 8am-12pm, 1-5pm 
(650) 712-7178
Spanish, English
 
Coastside Clinic
225 S. Cabrillo Hwy., 100A, Half Moon Bay
Mon 8:30am-5pm
(650) 616-2002
Spanish, English
 
Puente de la Costa Sur Pescadero Office
620 North Street, Pescadero
By Appointment Only: M, T 9am-6pm; W 9am-4pm
(650) 879-1691
Spanish, English
 
Puente de la Costa Sur La Honda Office
8865 La Honda Rd., St. 4, La Honda
Th 2-6pm 
(650) 879-1691
Spanish, English
 
 
Frequently Asked Questions & Resources
 

Who should enroll?
You should enroll if you do not have health coverage through your job or a government program, such as Medicare, MediCal or the County's ACE program. If you missed the February 15 enrollment deadline and did not know or understand there was a tax penalty for being uninsured in 2014, you can enroll during this special enrollment period by April 30, 2015. Apply for coverage and avoid having to pay another federal tax penalty, which will increase next year. 

Here’s a list of ways to enroll:

Call and get help to select a plan and enroll
County Health Coverage Unit: 650-616-2002
County Human Services Agency: 1-800-223-8383
Covered California: 1-800-300-1506; Spanish speakers: 1-800-300-0213

We offer free, in-person application help. Call us at 650-616-2002 or check back for more information on times and locations.

Already have health insurance?
Help by getting the word out to your friends, neighbors, or the people you work with or see day to day. Everyone deserves the care to help stay healthy and have peace of mind that you and your family are covered for when you may need it the most.

When will coverage begin after I enroll?

  • If you are paying a tax penalty for being uninsured in 2014 and do not have health coverage, sign up by March 15 and be covered by April 1. If you sign up by April 15 you will be covered by May 1, and if you sign up by April 30 you will be covered starting June 1, 2015. 
  • The last open enrollment period ended February 15, 2015, which started health coverage on March 1, 2015. This was the last open opportunity to enroll for coverage in 2015 unless you fall under special enrollment.

How does the Affordable Care Act affect San Mateo County residents?

  • The Medi-Cal program will continue and has been expanded to cover more children and adults.
  • Tax credit programs for individuals and families with moderate and low incomes is available and may provide financial assistance to purchase affordable health insurance.
  • Access to a variety of affordable health insurance plans will is available through the Health Care Exchange marketplace, known as Covered California (www.CoveredCA.com).

Who has to buy health insurance?

The Affordable Care Act requires most U.S. citizens and legal residents to have basic health coverage, except:

  • People who cannot afford coverage (premiums greater than 8% of household income)
  • Undocumented immigrants
  • People without insurance for less than three months
  • People with certain religious beliefs
  • Members of Native American tribes
  • People who are incarcerated

Are you a small business?
If you are a small business, visit www.coveredca.com/small-business. Help make sure your employees know how to gain health insurance and the enrollment deadlines by giving them our flyers in English, Spanish, Chinese, and Tagalog.

More Information from Covered California

For health insurance plans offered by Covered California, you must enroll during open enrollment, unless you have a qualifying life event, such as losing a job, the death of a spouse, or birth of a child. You may also be eligible for Medi-Cal, where enrollment is available year-round.

Most people must have health coverage in 2015 or pay a fee called the individual shared responsibility payment. Some people may qualify for an exemption to this fee and not have to pay.

It's important to remember that paying the fee doesn't mean you have health insurance coverage and you will be responsible for 100% of the cost of your medical care.

Under the Affordable Care Act:

  • No one can be turned away for a “pre-existing” health condition
  • More people earning low incomes now qualify for Medi-Cal
  • Many people who do not get coverage through their employer are eligible for tax credits that reduce the cost of private health insurance plans